Eide Bailly, a CPA firm serving 8 states, has substantial experience in providing accounting, auditing and consulting services to various companies, including credit unions in Idaho and Oregon. They have the depth of staff, auditing experience and flexibility to offer your credit union high quality audit services at reasonable prices.

Eide Bailly offers the following services to credit unions.

We will:

The Statement Reconciliation Program includes:

For more information, e-mail Kathy Thomson at  kthomson@idahocul.org

Please see our online flier for more information.

Credit and Debit Card Programs through Fidelity National Information Services (FIS) Card Services
FIS (formerly Certegy) offers high volume transaction processing throughout the United States, providing card processing services and flexible credit and debit card marketing enhancements to more than 7,500 financial institutions with over 17 million accounts. Cards Services offers a wide range of processing solutions: from a complete turnkey environment where FIS performs most back-office services, leaving the credit union free to market and manage its program; to an in-house environment where card accounts reside on the credit union’s own data processing system.

The flexibility of FIS' programs allows each credit union to determine its level of facility and staff involvement – and to set its own interest rates, fees, and program terms. Each credit union controls cardholder eligibility, credit approval, loan funding, and payment collections; FIS handles accounts based on customized criteria set by the credit union.

In addition to its core products, FIS Card Services offers merchant programs, corporate cards, a vast array of value-added program enhancements, and innovative marketing tools and products. FIS' experienced support staff can help each credit union select the optional features that best complement its card programs and target markets.

At https://www.myccinfo.com, FIS cardholders can check credit card balances, make payments, view statements, and more.

ICUL Service Corporation Services
ICUL Service Corporation is a CUSO (Credit Union Service Organization) owned by the Illinois Credit Union League that provides EFT, credit card, and debit card products and services to credit unions of all sizes.

•   10th Largest ATM Network in the country
•   ATM Network (45+ million transactions per year) A customizable ATM program designed to help you
    attract new members, increase business from existing members, and ease the crowds in your office.
•   Debit Cards (550,000 plus cards) Along with building your bottom line through interchange income and
    cardholder fees, the VISA Check Card or MasterMoney debit card program can enhance your image as an
    institution that's dedicated to providing exciting new benefits to its members. This program is designed
    especially for the smaller credit union with less than 500 cards.
•   Apollo Credit Card Program Designed specifically for small-asset-sized credit unions, the Apollo Credit
    Card Program was developed as a result of requests from credit unions indicating a need to offer credit
    cards to their members at a reasonable cost. For a nominal fee, your credit union can begin offering Visa
    credit cards to your members. You approve your own applications, choose your own annual fee and
    annual percentage rate. For a small monthly maintenance fee, the Illinois Credit Union League team of
    professionals will handle the back-office administrative functions for your credit union.

    Your credit union owns the receivables and receives all the income from the loans and fees. Some of the
    interchange income will be retained by the Illinois Credit Union League to offset processing fees.
•   EZLaunch Visa gives credit unions the option of offering a Visa Card program without any of the
    problems. Now any size credit union can have a card program.

Card Analysis Program
For credit unions wanting to offer a credit or debit card program, the Card Analysis Program looks at the cost involved in starting a card program and assists you in determining if this service would benefit both your members and your credit union.

We can also run "what if" scenarios for credit unions that currently have a card program to see how changes in the program’s parameters would impact the bottom line.

For more information, contact Gail Machos at gmachos@idahocul.org. 

The Volunteer Achievement Program (VAP), Volunteer Leadership Program (VLP), Staff Training And Recognition (STAR), Management Enrichment Training (MERIT), Regulatory Training & Certification Program (RegTraC) and the Certified Executive Program (CEP) programs offer training materials created specifically for credit unions. These courses can be taken online, by correspondence study, as in-house training programs (with the exception of CEP and RegTraC), or through study groups organized by your chapter or with other credit union professionals.

The Volunteer Achievement Program (VAP) is designed to meet the specific educational needs of new and experienced volunteers. Three learning tracks are offered for directors and committee members. Volunteers begin by selecting the track most closely associated with their present responsibilities -- Board of Directors, Credit Committee, or Supervisory Committee. Modules cover basic philosophical and financial information, as well as advanced discussions of directors’ liability, financial management, credit union examinations, technology, and bankruptcy. Each module (includes test) costs $55. Tests only are $30 each. Online order form

The Volunteer Leadership Program (VLP) is designed to meet the educational needs of credit union volunteers. All modules are optional to help participants customize their learning. It‘s suggested—but not required—that participants first complete the Volunteer Achievement Program before they start the VLP. Each module (includes test) costs $65. Tests only are $35 each. Online order form

The Staff Training And Recognition (STAR) program is designed specifically for credit union employees. Participants gain valuable skills in the core modules and move on to a seven-track learning approach, allowing them to focus their learning. Tracks include Member Services, Consumer Lending, Advanced Lending, Accounting, Successful Sales, Technology, Loan Officer, Savings Plus, Credit Union Security, and many more. Each module (includes test) costs $55. Tests only are $30 each. Online order form

The Management Enrichment Training (MERIT) program is designed specifically for credit union supervisors and managers. Training modules include practical topics such as hiring, training, delegating, and managing employee performance. Each module (includes test) costs $65. Tests are only $35 each. Online order form

The Certified Executive Program (CEP) continues the tradition of excellence in education! CEP includes the Certified Credit Union Executive (CCUE) designation, the new Certified Financial Services Professional (CFSP) designation, and five new Specialty Certifications in Lending, Marketing, Financial Management, Human Resources, and Compliance. The CEP Program consists of college-level business and finance courses with a credit union orientation using up-to-date texts and materials. Courses offered include strategic business management and leadership, human resource management, relationship marketing, business law, financial management and many more.

The ACE has recently approved college credit for several CEP courses. You can enroll at any point. For example enroll in a specialty certification to begin your studies, and upon completion, transfer some of those same courses towards the CCUE or CFSP designations. Or complete a second specialty certification by transferring some of those courses!

CEP is designed for life-long learning that is so necessary today in the ever-changing financial services world. CEP courses fit into any schedule. They are written in a self-study format so that students can study anytime, anywhere.  Students may also transfer up to three comparable college-level courses from accredited institutions into the CEP curriculum.

RegTraC (Regulatory Training and Certification Program) provides the guidance and tools necessary to generate compliance and regulatory solutions for credit union staff. RegTraC courses are practical, job-specific, and easy to understand. Plus, they're written in plain English, saving you time and effort interpreting legalese.

She ACE has recently approved college credit for several CEP courses. Students earn the Level One "Compliance Achievement Award" or Level Two, "Compliance Expert Certificate" after successfully completing the required exams for each level. For certification on both levels, students must pass a proctored exam for each of the course modules 1 through 5. The quizzes in  each section help students prepare for these exams.

Level One exams may be proctored by in-house staff and will receive a pass or fail grade. Level Two exams require an outside proctor and will be graded A, B, C, or D with C the lowest passing grade. Lin Velluti is the League's designated proctor with a per exam proctoring fee of $20.

For more information, contact Lin Velluti at Lvelluti@idahocul.org.  

Chapter Relations

Chapter-Sponsored League Workshops
The staff at the Idaho Credit Union League is available to assist chapters with their training needs. In addition to the events listed on our Education Calendar, we will conduct one dues-supported workshop on a wide variety of topics. Dues-supported means that no speaker fees or expenses will be charged by the League (a meeting site may have a fee).

To ensure quality training and strong group dynamics, there are some requirements for these workshops:

If you are a volunteer or an employee, and would like to receive training on a particular topic, let your credit union manager/president know. He/she can pass the request on to a chapter official who will present it to the chapter board of directors for consideration. If the chapter decides to include that topic on their education calendar, the chapter sets the date, time, and location and arranges with the League for a speaker.

Chapter Leaders Conference & Guidebook
During the Chapter Leaders Conference, chapter officials learn about the organized Credit Union System, their duties and responsibilities, and educational programs. The conference provides an excellent opportunity to exchange ideas and discuss common problems and opportunities with peers.

The Chapter Leaders Guidebook is designed to assist chapter officials in the administration of chapter business and activities.

For more information, contact Lin Velluti at Lvelluti@idahocul.org. 

PayCheck Accept Highlights:
•  Match member's social security number with name to confirm identity
•  Tap into the most comprehensive driver's license database and MICR database for authenticating state-issued licenses and checking account information
•  Prevent authorization when member ID is associated with previously returned and unpaid obligations
•  Monitor check cashing activity to identify potentially "high risk" or unusual check cashing behavior

 For more information, contact Kathy at kthomson@idahocul.org.

Credit Union Affinity Clubs (Youth, Teen)

Pee Wee Penguin Young Savers’ Club
Designed for members between the ages of 0 to 12, the Pee Wee Penguin Young Savers’ Club will quickly establish your credit union as a financial institution that cares about children. The program is set up to be a turn-key operation.

Credit unions can join and begin using the Pee Wee Penguin Young Savers’ program for a one-time fee of $100. The start-up package includes sample newsletter articles for credit union publications, easy-to-use order forms, camera-ready ad slicks, information regarding logo rights and usage, guidelines and promotion ideas, and a sample promotional brochure. Plus, your credit union will be able to use the life-size Pee Wee Penguin costume free of charge on a first-come, first served basis.

Professionally produced items are available at attractive prices to help you promote the program and gain the attention of young members. For more information, visit our Youth Programs page.

CU Succeed™ is a credit union program designed to provide teenagers with valuable financial education and introduce teens to your credit union. It has been well documented recently that an alarmingly low percentage of credit union members are under the age of 24. If this startling trend continues, where will your loans come from when the baby-boomers retire? Not to worry.

CU Succeed™ can help you attract younger members to your credit union. This unique program will provide your teenaged members with the knowledge, tools, and support to achieve financial success. By offering CU Succeed™ to your teen members, you’ll be demonstrating your commitment to helping these young members—your credit union’s future—learn to use money and credit wisely, and ultimately to helping them realize their financial goals.

Just call 1-866-262-TEEN or Get Complete Details
on the CU Succeed Program.

For more information on any of these programs, contact LaRaye O'Brien at lobrien@idahocul.org. 

Credit Union Consultants
League consultants provide personal service to member credit unions. They are trained to assist in almost every aspect of credit union operations. Our consultants can be of great benefit to credit union professionals and elected officials as they deal with the ever increasing complexities of the modern day credit union.

Technical Assistance
State and federal rules and regulations affecting the day-to-day operations of credit unions are not only numerous, but highly technical and frequently changing. League staff provides technical assistance to member credit unions on these matters. This assistance includes counseling in regard to legal interpretations, bylaw changes, rules and regulations, investment and lending policies, and management techniques.

Research & Development
Increased competition and the demand for new financial services by credit union members make it imperative for credit unions to continue to progress and stay abreast of financial innovations. The League is constantly involved in studying services that are beneficial to members and also cost effective for credit unions.

Filene Research Institute
Through your League you have access to the Filene Research Institute. Organized in 1989, the Institute is a credit union "think tank" whose basic mission is to engage in research, planning and development activities of value and interest to the credit union movement. This includes the analysis of current and anticipated issues on a philosophical level and the development of practical programs for current application.

Extension of Credit Union Service
One of the purposes of the League is to extend to all people within the state of Idaho the opportunity to participate in the services and benefits of credit union membership. The League works with credit unions in the expansion of their current fields of membership and with interested groups and communities in the selective organization of new credit unions.

Management Review Program
The Management Review Program uses League and League Services consultants, each with a different focus and area of expertise, to conduct surveys and analyze the operation of the participating credit union. The aim of the program is to provide the management and board with input to help them identify problems, as well as opportunities within the credit union. There is a charge for this service. Projects are completed on a bid basis. Bids will vary based on the size and complexity of the credit union.

For more information, contact Kathy Thomson at kthomson@idahocul.org. 

The Credit Union Resource Library contains a wide range of audiovisual and printed training aids that are available to all credit union employees and volunteers. These materials can be used for in-house group training or for study on an individual basis.

Manuals, books and cassettes are available to check out at no cost. There are over 175 different titles available.

The League has 300 video titles available. Several of the videos cover more than one topic. Contact Deborah for video rental pricing.

A complimentary copy of the index and glossary for the library is mailed to managers/presidents and chairmen every other year, with an appendix mailed quarterly as new items are added. Additional copies of the index are available from the League office for $5 each.

For more information, contact Lin Velluti at Lvelluti@idahocul.org. 

Special Training Programs
League-sponsored, fee-supported training programs are available as indicated on the Education Calendar or on a request bid basis. We do require a minimum of 10 participants to proceed with the training. Programs include: Teller Training Institute, Staff Sales Training, Consumer Lending School, and Compliance Seminar, and more. Call us regarding topics your credit union may be interested in.

Appropriate registration fees will be charged. These programs can be conducted at the chapter level or customized and conducted as in-house training.

For more information, contact Lin Velluti at Lvelluti@idahocul.org. 

League Services, Inc. offers design services for Idaho Credit Union League (ICUL) members. We offer a full range of services including:

Projects are completed on a bid basis.

For more information, contact:

Marketing Department at mchristian@idahocul.org

See Also:
Marketing Services
Website Design

The education calendar is a listing of CUNA and League sponsored schools, seminars, workshops and conferences. Mailed to affiliated credit unions on an annual basis, the calendar provides dates, locations and approximate fees for events held during the year. For the most up-to-date calendar of events, please click on the link above. A current calendar of events is also given out at every educational session sponsored by the League.

Scholarships are available for any of the events listed on the education calendar. Application forms can be requested from the League office. These scholarships are usually awarded in December for the upcoming year.

For more information, contact Lin Velluti at Lvelluti@idahocul.org. 

Online Paperless Titles and Vehicle Title Tracking System through FDI Service Bureau
Online Vehicle Title Tracking System (VTTS) is an electronic transfer, search and storage program for vehicle title records on the Internet. Online VTTS creates a paperless record when all of the paper procedures required by the Department of Motor Vehicles have been followed. Now, locating vehicle titles becomes much easier and more efficient. Since you are accessing your data through the Internet, the information can be viewed at any time from anywhere, as long as you have access to the Internet using Microsoft Internet Explore version 4.0 or greater.

Historically, paper vehicle titles have presented lienholders with several challenges; e.g., tracking of title status, lost collateral (actual paper titles), and quality control. Online VTTS addresses these challenges and provides several benefits to lienholders, including: easier access to your vehicle records, lower collateral losses due to less paper, increased accuracy of title records, more efficient interaction with the Department of Motor Vehicles, lower Department of Motor Vehicle fees, and access to vehicle title records any time.

Online VTTS increases your title department’s efficiency and effectiveness, thus reducing operating costs and increasing member service levels. Interactions with the Department of Motor Vehicles are greatly improved with the Online VTTS system. Since information is transferred electronically, there is less delay due to phone calls, and lost or incorrect forms.

For more information, contact Gail Machos at gmachos@idahocul.org. 

Employee Assistance Program through Blomquist-Hale Consulting Group
Few people get through adult life without facing personal problems and few are able to fully prevent such problems from interfering with work performance. Since most problems, if left unattended, eventually manifest themselves in the work place, employers inevitably bear some cost for their employees’ personal and job problems. More and more companies are offering employee assistance programs to their employees to help prevent the onset of personal problems that may affect work performance and productivity.

The Direct Care Employee Assistance Program (EAP) provides professional and confidential counseling to credit union employees and their eligible family members. A variety of concerns are dealt with including marital and family disputes, legal issues, substance abuse problems, stress, depression, and financial difficulties. The program also addresses work place issues like job performance, sexual harassment, and trauma following a robbery.

Blomquist-Hale Consulting Group has been successfully engaged in the development, implementation, and operation of employee assistance services since 1989. They specialize in services that help an employer maintain a healthy and productive work force.

Through a special arrangement between League Services, Inc. and Blomquist-Hale, your credit union can take advantage of these services at a substantially reduced rate than if you contracted for them on your own. The cost is a low $11.50 per employee, per quarter.

For more information, contact Kathy Thomson at kthomson@idahocul.org. 

A strategic alliance goes beyond a traditional "endorsement." Our providers deliver superior products and services for an outstanding value. CUNA then adds its knowledge of credit unions. The result of this winning combination enables all credit unions – large and small – to benefit from customized solutions that fit the credit union market.

Our goal is to position credit unions to compete more effectively by offering strategic relationships that provide the best overall value for quality products and services at prices less than what your credit union could receive without these relationships.

CUNA Strategic Services Brochure

For a listing of System partners and products, go to http://strategicservices.cuna.org/

For more information, contact Kathy Thomson at kthomson@idahocul.org. 

Compensation and Performance Management Programs through Koker Goodwin & Associates
Koker Goodwin & Associates (KGA) is a human resource consulting firm specializing in development of performance-based compensation programs for credit unions. In 1996, KGA developed Compease, an automated version of its point-factor comparison compensation program.

Compease was designed to be attractive to credit unions with as few as 10 employees. Manual compensation systems tend to be time consuming to develop, difficult to maintain, and expensive, making them hard for most credit unions to justify. Compease was developed to be easy to install, easy to maintain, and reasonably priced.

The main objective of the program is to provide your credit union with the tools to insure that your compensation program is competitive within your local labor market, equitable within the credit union, and flexible enough to recognize individual differences in performance.

Compease includes programs for developing and maintaining job descriptions, evaluating jobs to establish internal equity, determining salary ranges that reflect labor market rates within your industry and within the local labor market, managing individual compensation, and developing salary plans and budgets.

Performease helps you develop performance expectations for each employee and guides you through the review process making it easy and less time consuming for all concerned.

CEO Performance Management
Evaluating your chief executive officer’s (CEO) performance should be a process, not an annual event. Feedback on the CEO’s performance is the most important means of building a solid relationship between the board and the CEO. Evaluation of the CEO needs to be done on a regular basis in written format and linked to the credit union’s strategic/business plans. A well-designed CEO performance management system opens communication channels, provides feedback, measures goals, accomplishments and competencies.

For more information, contact Kathy Thomson at kthomson@idahocul.org. 

Your credit union can provide a solution by offering the SAVE MY IDENTITY^™  program. This service will help your members restore their credit ratings and good names, as well as reimburse most expenses incurred while trying to recover. It's a security blanket and a recovery tool in one that costs your member only $48 per year for his/her family.

There is no cost to you as a sponsoring credit union and your credit union will receive $5 for each member who enrolls.

For more information or to get signed up, contact Kathy Thomson at 1-800-627-1820 or at kthomson@idahocul.org. 

DILLS™ is currently being used by credit unions in Utah, Montana and Michigan through similar arrangements with the Credit Union Leagues in those states. It is also being used by credit unions in Texas and soon by others in Georgia, Minnesota, Kansas and several other states.

 We urge all credit unions currently involved or interested in becoming involved in indirect lending to consider this excellent solution for automating and managing their operations.

For more information, contact Kathy Thomson at kthomson@idahocul.org. 

Insurance & Other Products through CUNA Mutual Group
CUNA Mutual Insurance Society was established by the pioneers of the credit union movement in 1935. As a mutual company, CUNA Mutual still belongs to its policy owners, the credit unions that support them. Their mission is to provide products and resources that will strengthen credit unions and provide value-added service to credit union members.

CUNA Mutual provides a vast array of products and services to assist with the following needs: consumer lending, real estate lending, bonding, property and casualty, employee benefits, financial management, insurance training, and member services. Here are a few of CUNA Mutual Group’s products and services that should be highlighted:

The CUMIS Bond—Helps safeguard the credit union by offering protection against losses from fraud or dishonesty on the part of credit union employees or directors, as well as direct losses due to lack of faithful performance by employees. It also covers direct losses from burglary, robbery, larceny, theft, holdup, extortion, misplacement, mysterious unexplainable disappearance, forgery, and counterfeit currency. Numerous endorsements are available, including: automated clearing house, directors and officers liability, electronic funds transfer, fiduciary liability, IRA, officers and staff liability, signature guarantee, consumer legislation, errors and omissions, and plastic card coverage.

Employee Benefit Programs—Offers a wide spectrum of insurance protection resources for taking care of employees. Programs include Group Life Insurance, Group Health Insurance, Group Disability Insurance, Flexible Spending Accounts, and Qualified Retirement Plans.

Life Savings Insurance—Provides a benefit upon the death of the credit union member up to the limits of the credit union’s contract and based on the member’s age at the time the funds were deposited.

Credit Disability Insurance—Helps members make monthly loan payments if they become totally and continuously disabled by a covered sickness or accident.

Credit Life Insurance—Helps members feel more secure about taking out a loan because they’ll be confident in the knowledge that their coverage will reduce or pay off an outstanding loan balance in the event of their death.

Loan Protection Insurance—A group credit life insurance contract is issued to the credit union. It is designed to pay off an outstanding loan balance (up to the limits of the credit union’s contract) if a member dies before the loan is repaid.

LoanLiner Lending System—Makes lending easier for the credit union to administer and borrowing easier for the member to understand. It streamlines the lending process by reducing required paperwork, simplifying disclosure requirements, and eliminating more loan transaction calculations.

MemberCONNECT Program—Makes quality insurance programs available to credit union members without tying up staff with paperwork and administration. The member deals directly with CUNA Mutual via mail or telephone on all applications, inquiries, claims, premiums, and policy changes.

MEMBERS Financial Services—Makes a full range of financial services available to credit union members. Quality products include annuities, mutual funds, and life, health, and disability insurance.

Mechanical Breakdown Insurance – AutoCare Mechanical Breakdown Coverage offers members unmatched extended warranty protection for expensive automotive repairs no longer covered by the manufacturer’s warranty. With broad coverage and typically lower rates than comparable dealer contracts, AutoCare is sure to increase your credit union’s auto loan activity while boosting your administrative fee income.

Financial GAP Protection – This program provides for financial gap coverage if a vehicle is stolen and not recovered or damaged beyond repair for any insurance reason, during the term of a loan/lease contract. The insured credit union agrees with the borrower to accept the underlying insurance carrier’s settlement check and the borrower’s payment of any applicable deductible(s), as full payment of the remainder of their financial obligation. Under the financial gap insurance policy, the credit union is paid the difference between that settlement and the actual amount remaining on the contract due to the early termination.

For more information, contact Kathy Thomson at kthomson@idahocul.org. 

IRA Programs through CUNA Mutual Group
CUNA Mutual Group offers several different levels of support in their IRA program so credit unions can custom build a program that works for them.

CMG-Administered Program – For credit unions that don’t want the hassles of back-office IRA administration, CMG takes over most administrative functions including:

CMG also provides the following support:

CU Administered Program – For credit unions that have the time, resources and desire to administer their own IRA program, CMG has put together a package of core services, which includes:

Miscellaneous Services – CMG also offers all levels of IRA training, promotional literature for educating members (brochures, statement stuffers, posters, table tents), program evaluation to conduct an on-site review of an IRA program, and alternative IRA investments for members.

Market Index Certificate – An insured share certificate that earns dividends based upon the performance of the stock market, as measured by the Standard & Poor’s 500 Composite Stock Index. From the credit union’s viewpoint, the Market Index Certificate behaves much like a conventional share certificate. The principal stays in the credit union for the term of the certificate, but the deposit does not accrue dividends like a conventional share certificate. At maturity, the value of the S&P 500 is compared to its value when the certificate was established. If the S&P 500 has gone up, the member earns a percentage of the increase. If the S&P 500 has gone down, or stayed the same, the member does not earn interest. However, the principal will always be returned to the member. It is not at risk.

The risk to the member is that the S&P might not increase in value over the term of the certificate, which means there would be no dividends. There is no risk to the credit union.

When the certificate is established, the credit union will pay to CUNA Mutual Group the present value of dividends that would have been paid on a fixed rate certificate with the same maturity. Present value is based on the average interest rates paid on fixed rate certificates by credit unions offering Market Index Certificates. Your credit union’s funds are added to funds from all other credit unions offering Market Index Certificates, and used to purchase a note from Chase Manhattan Bank. The note obligates Chase to pay each participating credit union a percentage of the increase, if any, in the S&P 500. The principal stays on deposit in the credit union. You can invest it or lend it out, just like you do with fixed rate certificates, to recoup your costs.

For more information, contact Kathy Thomson at kthomson@idahocul.org. 

The League has an in-house attorney in its President/CEO, Alan Cameron. He provides oral legal advice to member credit unions on questions of a general nature or consultation with their retained counsel. Alan answers questions that relate to Idaho Credit Union Law, the Federal Credit Union Act, applicable state and federal rules and regulations relating to credit unions specifically and to consumer lenders generally, and any other matters which are of common interest to all Idaho credit unions.

Alan also provides written releases, conducts workshops, and reviews forms, which are of interest to or used by all Idaho credit unions.

For more information, contact Alan Cameron at acameron@idahocul.org. 

One of the most direct and indispensable services member credit unions receive in return for their League dues is legislative protection. When the Idaho Legislature is in session, our lobbyists track bills of interest to credit unions and distribute progress reports to the League Board of Directors, Legislative Committee, and member credit unions.

Through membership in the League, credit unions receive representation at the national level. The Credit Union National Association (CUNA) maintains an office in Washington, D.C. that monitors federal legislation that could have an impact on credit unions.

For more information, contact Val Brooks at vbrooks@idahocul.org. 

Input on Regulations
The League offers input on regulations written by the National Credit Union Administration (NCUA) and the Idaho Department of Finance when they are proposed and a comment period is available. Responses to proposed regulatory action to NCUA, the CUNA Washington office, and the Department of Finance have had a favorable effect for credit unions prior to the regulation being finalized.

Regulatory Liaison
The League has a close working relationship with NCUA, the agency of the federal government that regulates federally-chartered credit unions. We also enjoy an excellent liaison and relationship with the Idaho Department of Finance in all matters pertaining to state-chartered credit union operations.

For more information, contact Val Brooks at vbrooks@idahocul.org. 

League Services, Inc. offers marketing services for Idaho Credit Union League (ICUL) members. We offer a full range of services including:

Projects are completed on a bid basis.

For more information contact our Marketing Department.

See Also:

Design Layout & Printing
Website Design

Member Surveys through CUNA Research
The more you understand your members, the better the decisions you’ll make. Good market research gives you valuable information to: see how your members and others view your credit union, measure market share, decide whether to open a branch office or add hours, determine which new services to offer, and identify features to include in new programs.

Surveys get your members’ and nonmembers’ thoughts out in the open, so you can make informed decisions and plan more efficiently. CUNA’s research professionals work closely with you to deliver useful, reliable information.

All research reports contain text, graphics, and tables. Multiple mailings get you higher response rates and more reliable results. Market-segmentation data and recommendations are also available.

CUNA Research offers a full range of survey products: custom-designed surveys, semi-customized surveys, and surveys that focus on technology.

For more information, contact Kathy Thomson at kthomson@idahocul.org. 

NADA Paper Guides
League Services, Inc. maintains group accounts with the National Automobile Dealers Association (NADA) which allows your credit union to take advantage of multiple subscription rates when you order your appraisal guides through League Services. Here are some examples of possible savings (prices subject to change without notice):